Personal Tax Planning

Your financial success depends on how much of your money you are able to retain. By minimizing your tax obligation, you will be able to put more money into your portfolio and provide for your family and your retirement in the years to come.

In order to reduce your taxes, you will need to choose between several options. That’s why working with a trusted advisor is recommended. Safeguard Investment Advisory Group provides complete estate and investment planning that includes tax planning services in both Southern and Northern California area to help you make key decisions and protect your wealth.

Personal tax planning goes beyond filing your annual or quarterly taxes. It involves tax strategies that will affect all of your financial transactions. In order to navigate the maze of tax issues, turning to tax planning experts paves the way. We work closely with a Certified Public Accountant (CPA) in California who provides expert tax planning advice for our clients. We also partner with an attorney in order to take care of all of your financial and estate planning needs.

Convenient Tax Planning Services

We know you’ll appreciate the convenience of being able to manage your portfolio, handle your legal issues, and access tax planning services at the same time. We approach wealth management holistically because there is a strong link between personal tax planning, your portfolio, your retirement plan, and insurance and legal matters. By integrating your entire financial plan, you can be assured every detail is in place.

Protecting your wealth for future generations depends on knowing your potential tax liability. There are a variety of tools to shelter your assets and minimize the tax impact depending on your individual circumstances. By avoiding estate taxes and probate, you can make sure your heirs will be able to keep most of what you leave for them. We can help you understand the tax implications of lifetime gifts, purchasing and selling investments, annuities, living trusts, wills, Social Security, and other financial and legal vehicles.

In retirement, the more money you protect in a tax-deferred account such as an IRA or 401K, the better. But, eventually, you must draw money from those accounts and taxes will become due. You will want to pay the lowest possible tax rates when you withdraw your funds, and it is critical to manage all distributions so that you will achieve the best possible tax advantage. We will manage a complete tax analysis for you and determine tax harvesting strategies.

If you own a business or corporation in California, our CPA can offer any tax planning advice you may need to manage and protect your firm’s assets.

Call our office for a free tax planning analysis or for an appointment with our CPA or attorney. If you live in Northern or Southern California, we can provide CPA referrals for you.